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      Michael Lyons

      Evaluating Your Wants and Needs as a Homebuyer Matters More Today

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      When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. Mortgage rates impact how much it costs to borrow money for your home loan. And, to help offset the higher borrowing costs today, some homebuyers are taking a close look at their wish list and re-evaluating what features they [...]

      You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]

      You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] | MyKCM


       

      Some Highlights

      • Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
      • And with programs like FHA loansVA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.
      • Let’s connect to make sure you have a trusted lender and can find out if
      • [...]

      What Are Experts Saying About the Fall Housing Market?

      What Are Experts Saying About the Fall Housing Market? | MyKCM


       

      The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall.

      To help you make a confident decision, lean on the professionals for insights. Here are a few things experts are saying about the fall housing [...]

      Why Rising Mortgage Rates Push Buyers off the Fence

      Why Rising Mortgage Rates Push Buyers off the Fence | MyKCM


       

      If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your homeownership plans.

      Today, buyers are reacting in one of two ways: they’re [...]

      Sellers Have Incredible Leverage in Today's Market

      Sellers Have Incredible Leverage in Todays Market | MyKCM


       

      With mortgage rates climbing above 3% for the first time in months, serious buyers are more motivated than ever to find a home before the end of the year. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), puts it best, saying:

      "Housing demand remains strong as buyers likely want to secure a home before mortgage rates increase even further next

      [...]
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