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      Michael Lyons

      You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]

      You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] | MyKCM


       

      Some Highlights

      • Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
      • And with programs like FHA loansVA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.
      • Let’s connect to make sure you have a trusted lender and can find out if
      • [...]

      What Are Experts Saying About the Fall Housing Market?

      What Are Experts Saying About the Fall Housing Market? | MyKCM


       

      The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall.

      To help you make a confident decision, lean on the professionals for insights. Here are a few things experts are saying about the fall housing [...]

      Why Rising Mortgage Rates Push Buyers off the Fence

      Why Rising Mortgage Rates Push Buyers off the Fence | MyKCM


       

      If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your homeownership plans.

      Today, buyers are reacting in one of two ways: they’re [...]

      Sellers Have Incredible Leverage in Today's Market

      Sellers Have Incredible Leverage in Todays Market | MyKCM


       

      With mortgage rates climbing above 3% for the first time in months, serious buyers are more motivated than ever to find a home before the end of the year. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), puts it best, saying:

      "Housing demand remains strong as buyers likely want to secure a home before mortgage rates increase even further next

      [...]

      The Mortgage Process Doesn't Have To Be Scary [INFOGRAPHIC]

      The Mortgage Process Doesnt Have To Be Scary [INFOGRAPHIC] | MyKCM


       

      Some Highlights

      • Applying for a mortgage is a big step towards homeownership, but it doesn’t need to be one you fear. Here are some tips to help you prepare.
      • Know your credit score and work to build strong credit. When you’re ready, lean on your agent to connect you with a lender so you can get pre-approved and begin your home search.
      • Any major life change can be scary, and buying a home is no different. Let’s connect so you have an advisor by your side to take the fear out of the
      • [...]

      Don't Wait for a Lower Mortgage Rate – It Could Cost You

      Dont Wait for a Lower Mortgage Rate It Could Cost You | MyKCM


       

      Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. And while those rates seemed to bottom out in January of this year, the golden window of opportunity for buyers isn’t over just yet. If you’re one of the buyers who worry they’ve missed out, rest assured today’s [...]

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