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      Michael Lyons

      Sellers Have Incredible Leverage in Today's Market

      Sellers Have Incredible Leverage in Todays Market | MyKCM


       

      With mortgage rates climbing above 3% for the first time in months, serious buyers are more motivated than ever to find a home before the end of the year. Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), puts it best, saying:

      "Housing demand remains strong as buyers likely want to secure a home before mortgage rates increase even further next

      [...]

      The Mortgage Process Doesn't Have To Be Scary [INFOGRAPHIC]

      The Mortgage Process Doesnt Have To Be Scary [INFOGRAPHIC] | MyKCM


       

      Some Highlights

      • Applying for a mortgage is a big step towards homeownership, but it doesn’t need to be one you fear. Here are some tips to help you prepare.
      • Know your credit score and work to build strong credit. When you’re ready, lean on your agent to connect you with a lender so you can get pre-approved and begin your home search.
      • Any major life change can be scary, and buying a home is no different. Let’s connect so you have an advisor by your side to take the fear out of the
      • [...]

      Don't Wait for a Lower Mortgage Rate – It Could Cost You

      Dont Wait for a Lower Mortgage Rate It Could Cost You | MyKCM


       

      Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. And while those rates seemed to bottom out in January of this year, the golden window of opportunity for buyers isn’t over just yet. If you’re one of the buyers who worry they’ve missed out, rest assured today’s [...]

      Early October is the Sweet Spot for Buyers

      Early October is the Sweet Spot for Buyers | MyKCM


       

      Are you looking to buy a home? If so, we’ve got good news for you.

      While there’s no denying the housing market is having a great year, many of the headlines are focused on the perks for sellers. But what about buyers today? As a buyer, you’re likely braving bidding wars and weighing low mortgage rates versus price appreciation as you search for your dream home. If you find yourself a bit discouraged, hear this: there are clear signs buyers may have more opportunities this [...]

      What Buyers and Sellers Need To Know About the Appraisal Gap

      What Buyers and Sellers Need To Know About the Appraisal Gap | MyKCM

      It’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals.

      In recent months, it’s become increasingly common for an appraisal to come in below the contract price on the house. Shawn Telford, Chief Appraiser [...]

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