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      Blog :: 12-2014

      Checklist for Buying a Home in Boston: The Pros You Need

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      Buying a home in Boston is hardly a do-it-yourself kind of project. Having confidence that all the I's are dotted and the T's crossed requires the input of professionals whose daily dealings keeps them in though with the current legal and financial arenas. Call them the "Fundamental Four" -- the four groups of professionals you will want to have on your team when buying a home in Boston this winter.

      First and foremost, you need to be sure the money factor is handled in an advantageous way. By far the most popular route is via a mortgage: a home loan. Your specialist here is the professional mortgage broker. He or she will advise you on the types of mortgages available this winter; will work with you to determine the amount you qualify for, the different payment plans you can choose, and guide you through the maze of paperwork.

      A real estate agent does more than just sparing you the trouble of going through the listings to find a suitable home. Yes, your agent will help you identify Boston area homes for sale that suit your budget and preferences, but will also be a vital part of the negotiating process and the disclosure and associated paperwork. Your agent is actually the professional who ties together the work of all your other consultants.

      The inspector is your expert when it comes to verifying the quality of the property itself. He will inspect and prepare a comprehensive report on every critical physical aspect. Buying a home can't be a guessing game when it comes to the state of the structure itself: your inspector will help you determine if it fits the price tag.

      The title/escrow company facilitates the actual transaction itself, which can be a bit more complicated than you might think. They will prepare all the legal documents after inspecting the title of the property, and, via contract, oversee the timing as the home is transferred from the seller to you.

      Should You Engage in a Boston Area Home Stager?

      When you put your home on the market, one of the decisions it’s easy to overlook is whether to engage a Boston area home stager. Especially if you know you have a good eye for décor or have experience in the visual arts, it may not seem necessary to call in a heavy-duty home staging pro to get your place in shape to sell. It’s certainly not a requirement for listing, but using a professional home staging company can be invaluable for a number of practical reasons:

      Your home is lived-in
      That does give it a warm, comfortable feeling, but that’s seldom as saleable as a home that presents itself as open and slightly under-furnished. Prospective buyers react favorably when they can easily picture their own belongings in the living spaces. A Boston area home stager is expert at knowing how to achieve a clean, less lived-in atmosphere with a minimum of disruption. 
      Save on unnecessary repairs and renovations
      Most are necessarily so close to the product (their home) that it’s next to impossible to see it with fresh eyes—the way the prospects will. One of the costly fallouts can be decisions to make repairs and renovations that don’t increase the home’s value by as much as they cost. Some such improvements (like over-painting interior or exterior areas) actually comprise décor choices best left to the future owners. A professional stager has field experience and a good sense for which updates are cost-efficient—and which could be counter-productive. 
      You stand to earn back more than you spend
      Engaging a local home stager can cost anywhere from hundreds to thousands of dollars. That might seem like an iffy decision since you can’t know that it will ultimately pay off…but it’s tempting when you realize that successful pros are in business because of their track record of making Boston area houses look great—great enough t become worth more money to buyers!  
      Using a professional home stager is just one of the ways we create successful home sales. If you are looking to list your Boston area home in the New Year, contact me to get started! 


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