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      Blog :: 06-2017

      2 Myths Holding Back Home Buyers

      2 Myths Holding Back Home Buyers | MyKCM

      In Realtor.com’s recent article, “Home Buyers’ Top Mortgage Fears: Which One Scares You?” they mention that “46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try.”

      Myth #1: “I Need a 20% Down Payment”

      Buyers overestimate the down payment funds needed to qualify for a home loan. According to [...]

      The Importance of Home Equity in Retirement Planning

      The Importance of Home Equity in Retirement Planning | MyKCM

      We often discuss the difference in family wealth between homeowner households and renter households. Much of that difference is the result of the equity buildup that homeowners experience over the time that they own their home. In a report recently released by the nonpartisan Employee Benefit Research Institute (EBRI), they reveal how valuable equity can be in retirement [...]

      The TRUTH Behind the RENT vs. BUY Debate

      The TRUTH Behind the RENT vs. BUY Debate | MyKCM

      In a blog post published last Friday, CNBC’s Diana Olnick reported on the latest results of the FAU Buy vs. Rent Index. The index examines the entire US housing market and then isolates 23 major markets for comparison. The researchers at FAU use a “‘horse race’ comparison between an individual that is buying a home and an individual that [...]

      69% of Buyers are Wrong About Down Payment Needs

      69% of Buyers are Wrong About Down Payment Needs | MyKCM

      According to a recent survey conducted by Genworth Financial Inc. at the Annual Mortgage Bankers’ Association Secondary Market Conference, 69% of mortgage professionals say that first-time buyers still believe a 20% down payment is necessary to buy in today’s market.

      Nearly 40% of mortgage industry professionals surveyed believe that a lack [...]

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