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      Today's Interest Rates Slowly Decline!

      Today's mortgage information by a trusted associate.  Give Matt a call for all of your mortgage questions or needs!

      Mortgage interest rates have pulled back a bit from their recent December highs.  Although the decline is welcome relief most economists do not expect rates to fall back to levels seen before last November. As of today, the top-tier interest rate for a loan up to $417,000 with zero points for a 30 year fixed rate is at 3.875%. The 15 year fixed is at 3.125%.

      Back Bay Mortgage Brokers has many additional loan options and terms available including low down payment, FHA, VA, Jumbo, and non-warrant-able condominium investor programs. Please contact me anytime for a consultation.

       Matthew Horan, 

      President - Back Bay Mortgage Brokers



      Interest Rates

      Loan amounts up to $424,100*   


      3.875% - 30 Year fixed 0 points APR 3.879%

      4.000% - 30 Year  Year fixed No Costs**  APR 4.000%

      3.125% - 15 Year Fixed 0 points, APR 3.129%

      3.250% - 30 Year  Year fixed No Costs**  PR 3.250%

      Loan amounts up to $598,000*


      4.125% - 30 Year fixed 0 points APR 4.127%


      4.250% - 30 Year  Year fixed No Costs**  APR 4.250%


      3.375% - 15 Year Fixed 0 points, APR 3.377%


      3.500% - 30 Year  Year fixed No Costs**  PR 3.500%

      Jumbo Mortgages over $598,000

      4.250% - 30 Year fixed rate , APR 4.256%

      4.375% - 30 Year fixed No Costs**, APR 4.500%

      3.500% - 7/1 Adjustable rate  APR 3.503% 

       Rates as of 12/19/2016 and are subject to change

      We arrange but do not make mortgages.

      * Annual Percentage Rate (APR) based on a 20% down payment or equity for a single family, owner-occupied primary residence for a $417,000 loan amount, or 20% down payment for a $1,000,000 loan amount.  Subject to credit approval and income qualification. Rates are subject to change. **Based on a minimum loan amount of $350,000. 75% loan- to-value,and excellent credit.

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